Jane Addams essays

Jane Addams expositions Jane Addams was conceived on September 6, 1860 in Ceadarville, Illinois. She entered the Womans Medical College of Philadelphia in the wake of accepting her A.B. degree from Rockford College in 1882. Addams is recognized as a women's activist symbol, a social extremist, and a reformer. She is one of numerous female social reformers that was dynamic in the mid twentieth century. Her most famous creation was the Hull House in Chicago in 1889. Jane saw the feelings of anguish of life, the loss of friends and family, after war despondency, and how individuals couldn't get away from it. Her dad, John Addams, whom she respected, urged her not to claim to comprehend what you didnt comprehend and to consistently be straightforward with yourself all around. It was said that ladies ought to substantiate themselves in what was as yet a keeps an eye on world. Her movements urged her to take care of her anxiety for the government assistance of the other half at the end of the day known as poor people. Jane had enlivened other ladies to work for sanitation and lodging laws, to improve educational systems, to join the Womens Suffrage, to help the legitimate assurance of migrants, and anything that would improve the lifestyle. In the wake of seeing Toynbee Hall in London, she understood the requirement for something comparative in her nation. It was Toynbee Hall, which roused the Hull House. On September 18, 1889 the Hull House made its ways for individuals needing alleviation. Addams and her partner, Ellen Starr, dealt with kids who had working moms, orchestrated clinical consideration for the wiped out, and battled against the unhealthy boulevards which spread disorder and ailment through the area. It was the start of one of the incredible social developments in America and was an activity that permitted Jane to split away from the jobs ladies were being depicted by. The Hull House turned into the public venue all through Chicago. It was a young men club, a craftsmanship historical center, a theater, a music school, ... <! Jane Addams expositions Composed By Herself: Vintage Books:1992:672 Growing up without a mother and having a prosperous dad is a serious mix. Jane Addams needed to manage that, served her life and made its best. Addams did what she adored. Beginning and having particularly movement in a settlement house was her fantasy. The Hull-House helped the oppressed individuals, individuals who required consideration, care, and love. Addams gave that and substantially more. Ever conclude that in the event that you needed to accomplish something genuine awful, you would realize you would do it at long last? Sparing lives, ensuring families, helping the debilitated, give clubs and exhibition halls, and support correspondence. At that point, what's to come is here and you are doing what you love. Occupation is an energy and your work environment! Conceived in Cedarville, IL, in 1860, Jane Addams had some stone occasions in her youth. Addams was the eighth youngster conceived of nine others. Mr. Addams was a prosperous mill operator, neighborhood political pioneer as state congressperson for a long time, and he battled as an official in the common war. When Addams was two years of age, her mom kicked the bucket of labor. At age seven, her dad remarried making her far off the connection among her and her dad. As the years went on Jane Addams had her high points and low points. Yet, that didn't prevent her from her succeeding. Addams didn't go to her decision school, Smith College. She was sent to Rockford Female Seminary, a school mounted on Mount Holyoke College, which set understudies up from teacher work. She graduated with the class of 1882. The first graduating class of Rockford. In the following six years, she considered medication, yet needs to leave because of unexpected weakness. In this procedure she was confronted with a difficulty. Her dads abrupt passing, just individual she relied upon the most, made her stepmother guarantee her. Addams instruction required genuine work while family issues and sicknesses caused significantly more weight. Al ... <! Jane Addams articles Composed By Herself: Vintage Books:1992:672 Growing up without a mother and having an exceptionally prosperous dad is a serious blend. Jane Addams needed to manage that, served her life and made its best. Addams did what she adored. Beginning and having especially movement in a settlement house was her fantasy. The Hull-House helped the oppressed individuals, individuals who required consideration, care, and love. Addams gave that and significantly more. Ever conclude that in the event that you needed to accomplish something genuine awful, you would realize you would do it at long last? Sparing lives, ensuring families, helping the incapacitated, give clubs and exhibition halls, and support correspondence. At that point, what's to come is here and you are doing what you love. Occupation is an enthusiasm and your work environment! Conceived in Cedarville, IL, in 1860, Jane Addams had some stone occasions in her adolescence. Addams was the eighth kid conceived of nine others. Mr. Addams was a prosperous mill operator, nearby political pioneer as state representative for a long time, and he battled as an official in the common war. When Addams was two years of age, her mom passed on of labor. At age seven, her dad remarried making her far off the connection among her and her dad. As the years went on Jane Addams had her high points and low points. In any case, that didn't prevent her from her succeeding. Addams didn't go to her decision school, Smith College. She was sent to Rockford Female Seminary, a school mounted on Mount Holyoke College, which set understudies up from minister work. She graduated with the class of 1882. The first graduating class of Rockford. In the following six years, she considered medication, yet needs to leave because of unforeseen weakness. In this procedure she was confronted with a predicament. Her dads abrupt demise, just individual she relied upon the most, made her stepmother guarantee her. Addams training required genuine work while family issues and sicknesses caused considerably more weight. Al ... <! Jane Addams expositions Jane Addams was conceived in Cedarville, Illinois on September 6, 1860. She experienced childhood in Cedarville, yet later moved to Chicago where she kicked the bucket on May 21, 1935 of malignancy. Being a lady, she made up around 50% of the populace. Addams was very notable. Addams was cited by President Theadore Roosevelt as Americas most helpful resident. She was a social reformer, internationalist, and women's activist, yet she was most notable for establishing the Hull House. Generally, she did live the American Dream, on the off chance that you decipher the American Dream as riches and achievement. She never had budgetary issues. Her dad was a well off representative and Illinois congressperson for eight continuous years. He was a companion of Abraham Lincoln and he was a generally regarded pioneer in his locale. He additionally assisted with carrying a railroad into the nation. She was likewise an exceptionally conspicuous citizen, and was broadly regarded. Somehow or another, however, she didn't live the American Dream. She didn't endeavor to be well off and effective, she invested a greater amount of her energy offering back to society than attempting to get rich, prosperous and fruitful, which was what numerous individuals needed. She worked for picking up the rights for everybody in the public arena including the ideal for ladies to cast a ballot and against youngster work laws. This was not valid for a great many people of that time. Numerous individuals were exceptionally poor and attempted to get prosperous, however proved unable. There were numerous outsiders, particularly around Chicago where Addams was. They came here in anticipation of flourishing, however rather needed to buckle down hours for low wages. Addams was enormously impacted by her dads solid ethics. She was the eighth of nine youngsters. Her folks were Sarah and John Huy Addams. Addams mother passed on when she was just two while in labor. Addams went to state funded schools in her neighborhood until she went to Rockford Col ... <! Jane Addams papers Laura Jane Addams was conceived September 06, 1860 in the modest community of Cedarville, Illinois. Jane, or Jennie as she was called during her adolescence, was the eighth offspring of John Huy and Sarah Addams. Soon after bringing forth her ninth youngster, which kicked the bucket during it's introduction to the world, Sarah Addams died, leaving a two-year-old Jane to be raised by her dad and more established kin. Jane adored her dad beyond all doubt and felt that he was the embodiment of liberality, genuineness, and trustworthiness. John Huy Addams was an independent tycoon just as an individual from the Illinois State Senate. During 1844, Addams moved from Pennsylvania to Illinois in would like to manufacture a prosperous life for himself and his developing family. Addams helped found the town of Cedarville not just by making new organizations inside the town, yet in addition by assisting with building up a school for the nearby kids, style an open library inside his own home, just as numerous different liberal deeds that added to the advancement of Cedarville and it's residents. Because of her dad's inclusion inside the Illinois government and his companionship with a kindred lawmaker, Jane was presented to what many accept to be perhaps the best president throughout the entire existence of the United States, Abraham Lincoln. John Huy Addams and Abraham Lincoln were dear companions and Jane reviewed clearly the tears her dad cried when he disclosed to her that the two American banners which were enhanced with grieving wreaths and put upon their entryways where out of appreciation for the killed Lincoln. Indeed, even at the youthful age of four, Jane felt this was a critical occasion in her life and consistently related the delicate Mr. Lincoln to the character of her own dad. Little did Jane know at the time that during her grown-up years, she would participate in scenes that would carry her to the front line of different leaders of the United States just as different other named figures of the world. Jane spent her youth going to sc... <! Jane Addams expositions Jane Addams Jane Addams was conceived in Cedarville, Illinois on September 6, 1860,and the eighth of nine youngsters. Her dad, John

History Of Baseball In Various Countries Sport Essay

History Of Baseball In Various Countries Sport Essay A Brief History of Baseball and the Dominican Republic Some time before David Ortiz and Pedro Martinez were breaking batting and throwing records, or baseball greats like the Alou siblings and Manny Mota were turning out to be notorious baseball figures, the Dominican Republic was at that point presenting an unmistakable brand of baseball to the world. The Dominican Republic has a long baseball history, which has just gotten more extravagant as of late. For more than 100 years, baseball has been at the focal point of social life in the Dominican Republic. Despite the fact that the birthplaces of baseball in the Dominican arent precisely known, students of history recommend that baseball previously went to the island around the 1880s. Despite the fact that it is a recorded misinterpretation that American Marines carried the game to the island during the 1916 attack, the United States played an essential, however aberrant, job in bringing baseball here. The United States carried the sport of baseball to Cuba in the mid-1860s. It is said that it was Cuban foreigners, escaping their countrys ten-year war, who spread the game all through the Caribbean, including the Dominican Republic. The principal baseball crews on the island were shaped either in the year 1894 or 1895. In the end four groups were framed, turning into the most established, and establishing associations of baseball in the nation. Los Tigres del Licey (The Tigers) was established in Santo Domingo (so as to contend with Club Ozama y Club Nuevo) in 1907. Throughout the following 15 years Licey turned out to be predominant to such an extent that an understanding was made among the three other contending groups (Los Muchachos, San Carlos, and Delco Light) to shape another group, contained their best players, so as to beat Licey. That group was Los Leones del Escogido. Las Estrellas Orientales (Eastern Stars) was established in San Pedro in the year 1911. Furthermore, later, as referenced, in 1921, Los Leones del Escogido (Lions of the Chosen One) was established in Santo Domingo. Sandino, who might get one of the more prevailing groups in the association, was established in 1921, (Sandino was later renamed Las Aguilas Cibaenas, (The Eagles, in 1936). After its presentation in the late 1880s the games fame immediately spread, and by the 1920s and 30s groups from the Dominican Republic were playing other Caribbean countries, just as groups from North America. Similarly as with everything on the island, Dictator Rafael Leonidas Trujillo, who became leader of the Republic in 1930, through military activity, eventually controlled all of Dominican baseball. Trujillo supervised the modernization of the Dominican Republic, and embraced the modernization of baseball as one of these assignments. He fabricated the primary significant baseball arena, and gave a road to the game to turn into the countrys national distraction. With the assistance of the tyrant, and his help of the game, this time got pivotal in giving the financial and political establishment for the game. The initiation of the official baseball alliance, and the inevitable finishing of â€Å"El Estadio Trujillo† (later renamed Estadio Quisqueya), were milestone occasions, as they solidified the spot of baseball in the Dominican social vocabulary. During the primary stage in the advancement of the countrys baseball history, games were played distinctly during the day. The game s second stage started when Estadio Quisqueya was worked in 1955. The arena was a splendidly structured and very much fabricated arena for now is the right time. With the arena came lights, and what is viewed as Dominican balls Golden Era. To a further degree, players from the United States, particularly the Negro Leagues, wandered down to the Caribbean, particularly to the Dominican Republic, to play against a portion of the Caribbeans best, adding to the degree of rivalry effectively present. One of the most popular players to take an interest in the Dominican baseball circuit was Negro League incredible Satchel Paige. In 1937 Paige was drawn closer by Dr. Jose Enrique Aybar, Dean of the University of Santo Domingo, appointee of the Dominican Republics national congress, and chief of Los Dragones. (Los Dragones were the two adversary groups from Santo Domingo, Licey and Escogido, who were converged to play in that years 1937 Dominican Baseball alliance). Los Dragones were a baseball crew worked by Rafael Leonidas Trujillo, and Aybar employed Paige to enroll gifted Negro League players to play for Trujillo. With $30,000 close by, the Negro League legend persuaded eight other Negro League players to go along with him for the eight-week long season, including future Negro League legends Josh Gibson, Cool Papa Bell, Leroy Matlock, Sam Bankhead, Harry Williams and Herman Andrews. Paige had a strong season, recording an alliance best 8-10 record, and Los Dragones completed the season in the lead position, with a general record of 18-13. After Los Dragones beat San Pedro de Macoris in the title game, (originating from a 3 games to 0 shortfall), all the players, aside from Paige came back to the United States, however Paige would inevitably come back to the States. Having little baseball choices subsequent to being restricted from the Negro National League, the returning players shaped Trujillos All-Stars, and traveled around the Midwest, playing in show and All-Star games. In the long run Paige would keep on trouping around the United States, however he could stay away forever to the island. The 1940s and 50s kept on carrying praise to the country, and its baseball alliance. The greatest baseball second for the Dominicans, up until that point, came in 1956. This noteworthy occasion prepared for the future movement of Dominican ability to the United States. This year saw the introduction of infielder Ozzie Virgil with the New York Giants. Virgil, who played nine seasons in the Major Leagues, carried Dominican baseball into the global spotlight. He was the primary Dominican baseball player to play in the Majors, and it was the possible achievement of Virgil, and individual kinsmen Juan Marichal, the Alou siblings, Manny Mota and others, that solidified the Dominican Republic as a baseball powerhouse in the half of the globe. With the possibility of a strong ability base so moderately close, groups from the Major Leagues immediately started to send cash, players, and scouts to exploit the developing interest. This was another extraordinary lift for the Dominican baseball class and the countrys yearning players, as they got the opportunity to hone their aptitudes with a portion of the universes best ability. Players like Delmar Crandall, Grady Little, Bob Gibson, Willie Mays, Tommy Lasorda, Mike Piazza, Alex Rodriguez, and numerous others have exploited the degree of rivalry accessible here, and helped make the association considerably more grounded. Since the 1960s and 70s baseball schools have opened for business in the Dominican Republic, and nowadays every group in Major League Baseball has a school or a functioning portrayal here. There are right now six groups in the Dominican alliance. Those recently referenced, with the expansion of Los Toros and Los Azucareros. The groups start play in October, and the season goes through February, with each group playing 60 games, and the two finalists playing for the title. The two finalists additionally proceed to speak to the Dominican Republic in the Caribbean Baseball Series against Mexico, Venezuela and Puerto Rico. Of the six groups in the class there have been two incredible competitions that have developed, however this has been to the weakness of the alliances prominence as of late. In the prior long stretches of baseball on the island Los Tigres and Los Leones struggled ceaselessly for the top, however in later years it has been Los Tigres doing combating with Las Aguilas. Los Tigres have won 19 Dominican titles and 9 Caribbean World Series, while Las Aguilas have won 19 titles. Until now, 420 players from the Dominican Republic have played in the Majors (1956-2005), and as indicated by Major League Baseball there are 119 players speaking to Latin America, which is 24% of significant leaguers. Of these 119 players, 90 players originate from the Dominican Republic. There are a larger number of Dominicans playing in the Majors than from some other nation in Latin America, and the Dominican Republic has a bigger number of players in the Majors than every single other nation in Latin America consolidated. Dominicans have even made progress in different parts of the game. In 2003 Tony Pena, once of the Kansas City Royals, instructed against Felipe Alou, of the San Francisco Giants, making it the first occasion when that two Dominicans trained against one another in the Majors. Also, in 2004 Omar Minaya turned into the primary Dominican General Manager, working the front office for the New York Mets. Despite the fact that the quality of Dominican baseball is presently found in every one of the Major Leagues 30 groups, baseball despite everything stays a significant piece of this countrys history, and a significant social outlet on the island. Each time the subject of baseball comes up, the names of the legends of days gone by who deified the game are recalled and examined as though those players were all the while playing today. It is a doubtful recommendation that every player, or baseball occasion will consistently be recollected, however it is conceivable to state that this countrys baseball past will consistently give the establishment to its rich baseball future. http://dr1.com/articles/baseball.shtml http://www.baseball-reference.com/bpv/index.php?title=History_of_baseball_in_the_Dominican_Republicprintable=yes Puerto Rico The official story of baseball shows that this game was concocted by Abner Doubleday and present it in Copperstown, New York, where currently is site of the baseball corridor of distinction, in 1839. The standards of this game was distributed by Alexander Cartwright in 1845. Mr. Cartwright additionally sorted out a beginner group considered New York Knickerbockers that lost to the New York Nine 23-1 of every four innings in the primary game that scores were taken and observed June 19, 1846. Furthermore, this game got known as the national leisure activity and was spreaded all around the globe. This game was brought to Puerto

Medical Stent Essays

Clinical Stent Essays Clinical Stent Paper Clinical Stent Paper Clinical Stent is a minor cylinder clinical gadget set into a corridor, vein, or other channel to hold the structure open when leading a clinical methodology called stenting. Throughout the years, there have been various types of stents which turned out in the market. The conventional stent is comprised of metal or plastic work like material. This stent is ordinarily utilized in patients who have a narrowing in their coronary veins brought about by atherosclerosis. Type Self-Expanding Carotid Stent with Over-the-Wire (OTW) Delivery System and the Exponent Self-Expanding Carotid Stent with Rapid-Exchange (RX) Delivery System †mostly used to re-open narrowing districts of the carotid courses (supplies blood to the mind) in the neck. The FLAIR Endovascular Stent Graft †an adaptable and self-extending tube made of ePTFE and a metallic help structure known as stent, which is usually utilized as treatment for stenosis (blockage) at the venous anastomoses of an A-V get to unite. NexStent †a metal work cut from a nitinol collapsed sheet that has two frameworks: the stent and both of the two conveyance frameworks (over the wire or monorail), which ordinarily utilized during angioplasty. Cordis PRECISE OTW Nitinol Stent System †a gadget comprise of a stent, a metal work tube on a conveyance catheter and a conveyance catheter framework. This is ordinarily utilized related to an embolic assurance framework which is a micromesh channel container gadget on the finish of a conveyance catheter. Zilver Vascular Stent †a flimsy, adaptable metal work tube that can be embedded in the huge conduits which flexibly blood to the pelvis and legs called iliac supply routes. This is normally used to treat patients with narrowing of an iliac conduit. Carnage VIABAHN Endoprosthesis †an adaptable, metallic rounded molded gadget which is mounted on the finish of a conveyance catheter and held set up by a discharge instrument. Rithron-XR Coronary Stent System †comprise of an expandable, opened, hardened steel tube stent and a stent conveyance catheter, which is usually used to treat patients who have narrowing in their coronary courses brought about by atherosclerosis.

Risks Profile And Hedging Example For Free - Free Essay Example

F J Benjamin Holdings Ltd listed on the Singapore Exchange on 14 November 1996, founded in 1959 headquarters in Singapore and it has offices in nine cities with more than 2000 employees. This Company is one of the leaders in building and management, and development system of retail and distribution networks for international luxury and lifestyle brands across Asia. The company participates in importing, exporting, licensing, distribution and retailing of consumer fashion wear and accessories household furnishing, timepieces, eyewear and multimedia storage product and operation of cafes and entertainment outlets. Especially, FJ Benjamin has four main segments is Luxury and Lifestyle Fashion Retailing and Distribution such as: Banana Republic, Gap and Givenchy..Timepiece Distribution such as: Bell Ross, Chronotech and DeWitt. Creative and Design such as Raoul and Investing in Lifestyle Concepts. Companys information analysis 2.1 Scenario of FJ Benjamin In FJ Benjamin Holdings Ltds wants to growth its portfolio by expanding business on Europe and the United States. In first of 2013, the company has some investment project to opened store located in Malaysia with required amount of SGD$ 15 million initial capital. FJ Benjamin needs more capital to implement these projects by borrowing SGD$ 10 million from bank for long-term loan for 5 year. To running and remaining new store in Singapore, in first of February 2013 FJ Benjamin need to imports 10milion luxury fashion wear of Cà ©line brand from French with due date at first of March . When order is accepted the company submit Trust Receipt to bank as a short term loan. At the due date, Bank on behalf of FJ Benjamin payoff 10 million for exporter. 2.2 Financial information analysis About general financial situation of FJ Benjamin, based on annual reported for 2011/2012, FJ Benjamin Holdings Ltd. reached $ 393,237,000 turnover in 2012. In 2011, turnover increased 22 % to $353.9 million from $289.4 million. In 2012, companys operating profit was $ 22,046,000 and in 2011 reached $ 18,102,000 increase $3,944,000. Profit before tax was $19,670,000 compared to $17,042,000 a year ago. Net profit after tax rose 55% to $12.8 million from $8.3 million last year. Operating profit strengthened to $18.3 million from $5.1 million in FY 2010. Gross margins rose to 43 % from 41% in the previous financial year. Cost-to-revenue ratio improved to 39% from 42%. Based on all financial information mention above, it reflects that the quality of the business has improved and become more stable in 3 years ago. In Financial ratio analysis: Return On Equity (ROE) (%) of FJ Benjamin in 2012 was 10.13% increase 0.3% compared 2011 was 9.71%. The return on equity evaluated a FJ Benja mins profitability by showing how much profit it generates with the amount shareholders have invested. Debt Ratio of this company in last 3 year was approximately 80% in 2012, 72 % in 2011 and 2010. Debt ratio increase 8% from 2010 to 2012 mean that FJ Benjamin has very high debt ratio. Current Ratio is used to measure the ability to pay short-term debts of the FJ Benjamin. Generally acceptable current ratio is from 1 to 2. During last 3 year, FJ Benjamins current ratio was above 1.5. However, from 2010 to 2012 this ratio was decrease significantly. Net profit Ratio Companys Risks Profile and Hedging 3.1 Internal risk In fashion industry, business risk is a risk totally can occur with any group if they do not have a risk management strategy correctly. Business risk is a risk that FJ Benjamin might have to face. The FJ Benjamin is belonging to fashion industry. Therefore, Benjamins revenues are affected directly by consumer sentiment and purchasing power as well as changing on trend of fashion and lifestyle trends. Especially, competitors also is a risk might affect to Benjamin because a lot of new brands are opened and growth quickly today. In the other words, customer satisfaction is most importance to increase profit and ability to meet customers need is a first mission of this company to against with this risk as well as increasing competitor opportunities. 3.2 External risk The Company has to face with a lot of risks arising from its operations from that Fj Benjamin uses of financial instruments to against all these risk. The main External risks include credit risk, currency exchange risk, interest rate risk and liquidity risk. Credit Risk: Credit risk is the risk of loss that can occur on financial instruments should a partners default or non-performance on its obligations. Especially, The Companys credit risk arises directly from trade and other debtors. Based on annual report, the trade and other receivables of FJ Benjamin shows that all its not past due, unimpaired and creditworthy debtors with very well payment record. Generally, amount of cash and fixed deposits are put in banks and financial institutions with good credit rating. In addition, FJ Benjamin use the ways to manages its credit risk by application of credit approvals, credit limits and monitoring procedures. However high debt ratio is a disadvantage of FJ Benjamin, it reflects that this company has many debts and possible to non performance or default. Foreign Exchange risk: FJ Benjamin is an import and export company so that it has a lot of transactional using foreign currency .The company import, export between Asias countries, US and EU and most of the groups overseas purchases by in Swiss Franc, US Dollar and the Euro. Therefore, FJ Benjamin maybe face with foreign exchange risk when exchange rate movement. The FJ Benjamin always find out the ways to maintain a natural hedge by keeping the balance of liabilities against assets in the same currency or against the entitys functional currency. In order to reduce the companys exposure to foreign currency fluctuations, FJ Benjamin used foreign currency forward contracts based on purchase commitments for periods ranging from three to six months forward to minimize this risk. Liquidity Risk: Liquidity risk is the risk that the Company will not meet financial obligations at maturity date because of not enou gh of funds. Although in 3 years ago the company has enough current assets to meet the payment schedule of current liabilities with a margin of safety. However, current ratio in 2012 fall meaning is amount of liabilities increase more than 2 years ago and current assets decrease in 2012 lead to level of liquidity risk may be increase in the near future. But FJ Benjamin manages its liquidity risk by maintaining a healthy balance of cash and cash equivalents and an sufficient amount of committed credit facilities. Moreover, follow annual report of 2012, the Company assessed the level of risk with respects to refinancing its debt and concluded it to be low. Approaching to sources of funding is enough and available and debt maturing within 12 months can be rolled over with existing lenders. Interest Rate Risk Interest rate risk is the risk that the value of cash flows of the company in the future and all companys financial instruments will go up or go down without predictable beca use of changes in market interest rates. With the FJ Benjamin also may face with this risk and relates to amount of borrowing which is subject to floating interest rates and are re-priced at intervals of less than 1 year. Recommendation FJ Benjamins earnings remained resilient despite the European debt crisis; this company still is leader by strong brand portfolio and growing in the ASEAN economies. Looking at business result in last 3 year, almost signal are good. However, FJ Benjamins financial still exists some problems and risk can be occurring with this business. With high ROE indicates that all investment project of this company can recover capital and gain profit in the future With debt ratio too high that reflects that the company has much debt and bank borrowing than their equity. Bank has to consider very carefully before lending to this company and high interest rate to cover credit risk. Then company needs to provide more collateral and margin account to ensure that can pay off the loans. However,. Conclusion In sum up, FJ Benjamin is a good company in Fashion Industry in around the world. This Company is more and more developed with stable and solid business. Company is assessed that which will become a most successful and has new prospect in the future. Although, looking at business result in last 3 year, almost signal are good. Besides that, FJ Benjamin Appendix Current ratio: Current Assets /  Current Liabilities Year 2010 2011 2012 Current Assets 192,846 212,857 209,940 Current Liabilities 95,264 121,998 127,998 Current ratio 2.024332 1.744758 1.640182 Return on Equity (ROE ): (Net Income/Shareholders Equity) x 100 Year 2010 2011 2012 Net Income 8,260 12,770 13,541 Shareholders Equity 137,209 131,458 133,607 Return on Equity (ROE ) % 6.02% 9.71% 10.13% Debt Ratio: (Total Liabilities /  Shareholders Equity) x 100 Year 2010 2011 2012 Total Liabilities 76,385 80,752 85,907 Shareholders Equity 105,684 111,667 106,819 Debt Ratio (%) 80% 72.3 % 72.2% Net profit Ratio: (Net Profit / Net Sales  ) x 100 Year 2010 2011 2012 Net Profit 8,260 12,770 13,541 Net Sales 295,386 360,003 403,281 Net profit Margin 2.8 % 3.56% 3.36%

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Bill Nye Vs Ken Ham - 1661 Words

Bill Nye VS. Ken Ham Rain Shi Ken Ham is a Christian who established a creationist museum, he insisted the Earth still young. Ken Ham said: Today, there is too much influence of the theory of evolution on children, we need to take the child back to the correct view of the world in this debate, and it is a good opportunity to let people know more about God, and the spread of the Gospel. Ken Ham s position is creationism. He believes that people are not evolved, because God created human, and then human evolution. That is, if there is no God, humans would not have evolved. From the content point of view, creationism is opposed to idealistic theory of biological evolution; According to some biblical scholars and philosophers to define the word - creationism, which refers to a political doctrine, this doctrine is a basis for a the origin of a particular religious belief, effective and superior to other belief systems. According to this definition, creationism cannot be attributed to a theory, but it should be regarded as religion-based political doctrine. Ken Ham believes that since God created all life on Earth, and nothing has changed. Most believers believe that the world is God specially designed and created by the law of God dominated enacted, it is orderly coordination, arrangement is reasonable, wonderful sound and eternal. It completely ignoring the reality of changes in Earth s orbit data. And that s all the famous Christian scholars have no doubt believed theShow MoreRelated`` Undeniable : Evolution And Science Of Creation, By Bill Nye1410 Words   |  6 Pagessince the beginning of time. In his new book â€Å"Undeniable: Evolution and the Science of Creation,† Bill Nye tries to prove evolution and debunk the ideas of creationism. His idea to write the book started from a controversial debate between himself and Ken Ham, creation against evolution. 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The teaching of evolution vs. creationism has a great impact in the classroom system. Most science and biology teachers are only authorized to teach the curriculum of the theory of evolution. Since a majority of the population also believes in divine creationism, schools should be required to teach both evolution and creationism theory’s in the classroom. Some states are moving towards this curriculum such as, â€Å"The Tennessee state Senate passed a bill Monday that protects teachers who allowRead MoreIs God And Religion Necessary?2101 Words   |  9 Pagesstudy†(Reiss). This is also seen in a decline of people who believe in a god as millennials(1980-) lead the pack with 25%(Leonhardt). Religion, regardless of its decline, still has its grasp on society and it is seen in the clash between evolution vs. creation and science vs. religious faith. This includes religion in the U.S. where separation of church is actually in the constitution, yet people ignore it and mak e exceptions. 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The Economy of Saudi Arabia

Question: What should Saudi Arabia, a country that receives 90% of its GDP from the oil sector, do in the long run. What are the determinants of economic growth in oil-producing countries such as Saudi Arabia. In the presence of highly volatile financial markets and crises, can non-oil sectors play a fundamental substitute to oil energy in Saudi Arabia. How would diversification in non-oil sectors aid Saudi Arabia in bringing about stability to their gross domestic product (GDP). What is your perception of the future of the oil market over the next 20 years?. Do you think the global trend toward sustainability and energy efficiency will have a real impact in the oil market? Why or why not? Answer: The economy of Saudi Arabia is completely based on the production of oil along with a strong control on the part of the government on the major economic activities. 16% of the proven total oil reserves around the world is possessed by the country. It plays a crucial role in OPEC and ranks first among the largest oil exporters across the world. The petroleum sector of Saudi Arabia accounts for 80% of the budget revenues and 45% of total GDP along with 90% of the earnings from export (Belloumi Alshehry, 2015). Currently the country is putting effort in accumulating its private sector in order to diversify its economy so as to employ more Saudi nationals. The efforts put on diversifying the economy mainly focuses on the generation of power, telecommunication, and exploration of natural gas and also on the petrochemical sector as well. The economy of Saudi Arabia is controlled by moreover 6 Million foreign workers who are employed, mainly in the oil and service sector of the country. At the same time Riyadh is struggling to eradicate unemployment among its own nationals. The organizations based on Saudi Arabia generally try to employ dynamic and efficient people but the youth of the country lacks in the proper education and skills that the private sector of the country requires (Alshehry Belloumi, 2015). Being major oil producing the country in the world, Saudi Arabia has also faced certain problems. In the year 2015 the country has experienced a budget deficit of 13% of the total Gross Domestic Product (GDP) and in the year 2016 the budget deficit is nearly equal to $87 billion. This budget deficit is planned to be financed by the revenue from bond sales along with reducing the reserves of the economy (Asif, 2016). Although the country is capable to finance its wide budget deficits by reducing its foreign reserves or by borrowing, it has planned to implement certain policy to avoid this deficit and has also planned to reduce its capital spending in the year 2016. Some components of this plan of reducing the spending include the imposition of Value Added Tax (VAT) along with withdrawing subsidies on the electricity, petroleum and water. The government of Saudi Arabia has also planned to privatize and diversify its economy more intricately in order to rejuvenate the oil market of the country (Anderson Jr, 2014). From the available resources it can be seen that the country primarily focused on the diversification of petrochemical, telecommunication, power generation and in the exploration of natural gas. However, in the present time the government of Saudi Arabia has strictly focused on their aims and objectives in the more long run the government may implement more drastic changes in the economic framework of the country for the low price of oil. These are the plans and actions of the government of Saudi Arabia which is adopted for maintaining the sustainability of the country. However, as the country is mainly based on the oil production sector it should also focus on extracting the oil reserves sustainably (Alshahrani Alsadiq, 2014). Natural oil is considered as the exhaustible resource, exhaustible resources are found deep under the earths crust and once it is depleted it takes millions of years to generate the resource again. Therefore, to establish long ru n sustainability in the oil and service sector of the economy of Saudi Arabia, the country must adopt a method that will sustain the oil reserves for years. This involves managing the sustainable resources for the generations to come and helping them to capture more of their values. Hence there should be a commitment to establish a sustainable economy that will definitely turn out to be prosperous in future (Alshahrani Alsadiq, 2014). Establishing sustainability involves optimization of all the processes and practices involved such as exploration, discovery, recovery and processing in the production of oil. It also requires shifting the technologies used in these processes to an energy efficient one. The main principle of establishing sustainability that should be followed all over the country is, Reducing the use of energy for the facilities of the organizations by 2% Redesigning the facilities which will again be energy efficient Increasing awareness about the efficiency of energy Promoting and influencing the efficiency of energy at the national level. Energy intensity can also be a measure of success of this initiative, the total energy spend to produce a barrel of oil is equivalent to a thousand of Btu. In the year 2015 the energy intensity was measured to be 108000 Btu which lower by 8% when compared to that of in the year 2014 and further lower by 23% when compared with the energy intensity in the year 2013 (Belloumi Alshehry, 2016). Reference List: Alshahrani, M. S. A., Alsadiq, M. A. J. (2014).Economic growth and government spending in Saudi Arabia: An empirical investigation. International Monetary Fund. Alshehry, A. S., Belloumi, M. (2015). Energy consumption, carbon dioxide emissions and economic growth: The case of Saudi Arabia.Renewable and Sustainable Energy Reviews,41, 237-247. Anderson Jr, I. H. (2014).Aramco, the United States, and Saudi Arabia: A study of the dynamics of foreign oil policy, 1933-1950. Princeton University Press. Asif, M. (2016). Growth and sustainability trends in the buildings sector in the GCC region with particular reference to the KSA and UAE.Renewable and Sustainable Energy Reviews,55, 1267-1273. Belloumi, M., Alshehry, A. S. (2015). Sustainable energy development in Saudi Arabia.Sustainability,7(5), 5153-5170. Belloumi, M., Alshehry, A. S. (2016). The Impact of Urbanization on Energy Intensity in Saudi Arabia.Sustainability,8(4), 375.